Buy and sell
with peace
of mind
Sending money to strangers shouldn’t rely on hope. Payed holds funds safely until the deal is confirmed by both parties.
Get Early Access
Secure transactions in
four simple steps.
Verify your account and setup a transaction as a buyer or seller
See Payed in Action
This is a simulation — no real money or data is involved.
Choose your role
Join the Waitlist
Be the first to know when Payed launches.
Smarter payments,
Safer outcomes
Safe & Secure
Money is held safely until both parties confirm the transaction is complete.
Easy Tracking
Monitor transaction status from initiation to delivery in real-time.
Dispute Resolution
Our team helps mediate and resolve any issues that arise during transactions.
Built on transparency,
backed by compliance.
KYC & AML Compliant
Every user is verified to meet Know Your Customer and Anti-Money Laundering requirements. No anonymous transactions.
Payments via Stripe
Card payments are processed by Stripe and never stored on our servers. Bank-level encryption on every transaction.
ID Verification
Real identity checks prevent fake accounts. Every user is who they say they are.
NZ Registered Service
Payed is a registered Financial Service Provider in New Zealand under the FSPR.
Common questions
Funds are held in a secure NZ-based escrow account, completely separate from Payed's operating funds. Money is only released when both parties confirm the transaction is complete, or after our dispute resolution process. Neither the buyer nor seller can unilaterally withdraw funds.
We follow a clear escalation path: first, both parties attempt direct negotiation. If that fails, our NZ-based team steps in to mediate with evidence review from both sides. A final decision is made within defined timeframes. Every step is transparent and documented.
PayPal and card chargebacks are reactive — you pay first, then fight to get your money back if something goes wrong. Payed is proactive — money is held before delivery, so neither party is ever at risk. It's purpose-built for NZ peer-to-peer transactions where both sides need protection.
Payed is ideal for any transaction you where you think your money is at risk: vehicles, electronics, TradeMe purchases. Basically, any transaction where sending money to a stranger feels risky — that's where Payed shines.